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quyixiao
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@ -16,73 +16,120 @@ import org.springframework.web.bind.annotation.RequestMapping;
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import org.springframework.web.bind.annotation.RestController;
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/***
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* 识别身份证
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* https://next.api.aliyun.com/api/Cloudauth/2019-03-07/BankMetaVerify?tab=DOC&lang=JAVA
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* 银行卡二要素核验控制器
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*
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* 功能说明：
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* 提供银行卡号+姓名二要素核验接口，验证用户输入的银行卡信息是否真实匹配
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*
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* https://console.cloud.tencent.com/api/explorer?Product=faceid&Version=2018-03-01&Action=BankCard2EVerification
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* 接口文档：
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* - 阿里云：https://next.api.aliyun.com/api/Cloudauth/2019-03-07/BankMetaVerify?tab=DOC&lang=JAVA
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* - 腾讯云：https://console.cloud.tencent.com/api/explorer?Product=faceid&Version=2018-03-01&Action=BankCard2EVerification
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*
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* 购买链接：
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* - 腾讯云：https://buy.cloud.tencent.com/iai_faceid
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* - 阿里云：https://www.aliyun.com/product/id-verification
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*
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* 核验要素：
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* - 二要素：银行卡号 + 姓名
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* - 三要素：银行卡号 + 姓名 + 身份证号
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* - 四要素：银行卡号 + 姓名 + 身份证号 + 手机号
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*
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* https://buy.cloud.tencent.com/iai_faceid
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*
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*
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*
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* https://www.aliyun.com/product/id-verification?spm=5176.29677750.nav-v2-dropdown-menu-1.d_searchresult_0.6cfb154ad4HNbv&scm=20140722.S_product@@%E4%BA%91%E4%BA%A7%E5%93%81@@3152909._.RL_%E6%A0%B8%E9%AA%8C-LOC_menu~UND~product-OR_ser-PAR1_213e36cb17449009328204518ef754-V_4-RE_productNew-P0_0-P1_0
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*
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*
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* 银行卡二要素核验
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*
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*
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* 银行卡二，三，四要素核验
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*
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* BankMetaVerify
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* @author 系统生成
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* @version 1.0
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*/
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/**
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* 银行卡二要素核验控制器
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* <p>
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* 继承BaseController，提供银行卡二要素核验的HTTP接口
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* 主要用于验证用户输入的银行卡号和姓名是否匹配
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* </p>
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*/
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@Slf4j
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@RestController
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@RequestMapping("/bank/card/2")
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public class BankCard2MetaController extends BaseController {
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/**
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* 阿里云银行卡二要素核验处理器
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*/
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@Autowired
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private ABank2MetaVerifyHandle aBankMetaVerifyHandle;
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/**
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* 核验成功提示信息
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*/
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public static final String SUCCESS_MSG = "银⾏卡号+姓名信息匹配";
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/**
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* 核验失败提示信息
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*/
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public static final String FAILED_MSG = "银⾏卡号+姓名信息不匹配";
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// http://localhost:8888/bank/card/2/verify?bankCard=6214855713516769&realName=瞿贻晓
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// http://172.16.5.230:7848/bank/card/2/verify?bankCard=6214855713516769&realName=瞿贻晓
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// https://api.1024api.com/api-interface/bank/card/2/verify?bankCard=6214855713516769&realName=瞿贻晓
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/**
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* 银行卡二要素核验接口
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* <p>
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* 测试地址：
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* - 本地：http://localhost:8888/bank/card/2/verify?bankCard=6214855713516769&realName=瞿贻晓
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* - 内网：http://172.16.5.230:7848/bank/card/2/verify?bankCard=6214855713516769&realName=瞿贻晓
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* - 生产：https://api.1024api.com/api-interface/bank/card/2/verify?bankCard=6214855713516769&realName=瞿贻晓
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* </p>
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*
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* @param bankCard2MetaRequest 银行卡核验请求对象，包含银行卡号和真实姓名
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* @return R 返回核验结果，包含核验状态和描述信息
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*/
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@EbAuthentication(tencent = ApiConstants.TENCENT_AUTH)
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@RequestMapping("/verify")
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public R verify(ABank4MetaVerifyRequest bankCard2MetaRequest) {
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return doVerifyBankCard2(bankCard2MetaRequest);
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}
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/**
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* 执行银行卡二要素核验业务逻辑
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* <p>
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* 核验结果码说明：
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* - 0：银行卡号+姓名信息一致（核验通过）
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* - 1：银行卡号+姓名信息不一致（核验失败）
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* - 2：查无此卡（卡状态异常或已注销）
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* </p>
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*
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* @param bankCard2MetaRequest 银行卡核验请求对象
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* @return R 返回核验结果，包含核验状态码和描述信息
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*/
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public R doVerifyBankCard2(ABank4MetaVerifyRequest bankCard2MetaRequest) {
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BankCard2MetaResp bankCard2MetaResp = new BankCard2MetaResp();
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// //1 一致 0 不一致，2查无(卡状态异常或已注销)
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// 调用阿里云API进行银行卡二要素核验
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ApiR<TBankMetaVerifyResponse> aR = aBankMetaVerifyHandle.handle(bankCard2MetaRequest);
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// API调用成功
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if (aR.isSuccess()) {
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TBankMetaVerifyResponse bankMetaVerifyResponse = aR.getData();
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if (bankMetaVerifyResponse != null) {
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// 业务错误处理（如参数错误、服务异常等）
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if (bankMetaVerifyResponse.getCode() == 400) {
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bankCard2MetaResp.setCheckResult(ApiConstants.FAILED);
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bankCard2MetaResp.setDesc(bankMetaVerifyResponse.getMsg());
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return R.ok().setData(bankCard2MetaResp);
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}
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// 业务成功处理，解析核验结果
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if (bankMetaVerifyResponse.getCode() == 200 && bankMetaVerifyResponse.getData() != null) {
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int result = bankMetaVerifyResponse.getData().getResult();
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// 核验通过：银行卡号和姓名信息一致
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if (result == 0) {
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bankCard2MetaResp.setCheckResult(ApiConstants.SUCCESS);
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bankCard2MetaResp.setDesc(SUCCESS_MSG);
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} else if (result == 1) {
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}
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// 核验失败：银行卡号和姓名信息不一致
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else if (result == 1) {
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bankCard2MetaResp.setCheckResult(ApiConstants.FAILED);
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bankCard2MetaResp.setDesc(FAILED_MSG);
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} else {
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}
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// 其他情况：查无此卡或其他异常状态
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else {
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bankCard2MetaResp.setCheckResult(result + "");
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bankCard2MetaResp.setDesc(bankMetaVerifyResponse.getData().getMsg());
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}
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@ -91,6 +138,7 @@ public class BankCard2MetaController extends BaseController {
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}
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}
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// API调用失败，返回错误信息
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bankCard2MetaResp.setCheckResult(ApiConstants.FAILED);
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bankCard2MetaResp.setDesc(aR.getErrorMsg());
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