diff --git a/api-third/src/main/java/com/heyu/api/alibaba/handle/common/text/ABankMetaVerifyHandle.java b/api-third/src/main/java/com/heyu/api/alibaba/handle/common/text/ABankMetaVerifyHandle.java
index c9ab93c..66f4588 100644
--- a/api-third/src/main/java/com/heyu/api/alibaba/handle/common/text/ABankMetaVerifyHandle.java
+++ b/api-third/src/main/java/com/heyu/api/alibaba/handle/common/text/ABankMetaVerifyHandle.java
@@ -92,7 +92,6 @@ public class ABankMetaVerifyHandle extends AlibabaBaseHandle<ABankMetaVerifyRequ
         bankMetaVerifyRequest.setMobile(ap.getMobile());
         bankMetaVerifyRequest.setIdentityType(ap.getIdentityType());
         log.info("bankMetaVerifyRequest json : {}", JSON.toJSONString(bankMetaVerifyRequest));
-
         // 复制代码运行请自行打印 API 的返回值
         return client.bankMetaVerifyWithOptions(bankMetaVerifyRequest, runtime);
     }
diff --git a/api-web/api-interface/src/main/java/com/heyu/api/controller/bankcard/BankCard2MetaController.java b/api-web/api-interface/src/main/java/com/heyu/api/controller/bankcard/BankCard2MetaController.java
index 14296cb..b49c86f 100644
--- a/api-web/api-interface/src/main/java/com/heyu/api/controller/bankcard/BankCard2MetaController.java
+++ b/api-web/api-interface/src/main/java/com/heyu/api/controller/bankcard/BankCard2MetaController.java
@@ -6,17 +6,14 @@ import com.aliyun.cloudauth20190307.models.BankMetaVerifyResponseBody;
 import com.heyu.api.alibaba.handle.common.text.ABankMetaVerifyHandle;
 import com.heyu.api.alibaba.request.common.text.ABankMetaVerifyRequest;
 import com.heyu.api.controller.BaseController;
-import com.heyu.api.request.certificate.BankCard2MetaRequest;
-import com.heyu.api.resp.certificate.BankCard2MetaResp;
 import com.heyu.api.data.annotation.CacheResult;
 import com.heyu.api.data.annotation.NotIntercept;
 import com.heyu.api.data.constants.ApiConstants;
 import com.heyu.api.data.utils.ApiR;
 import com.heyu.api.data.utils.R;
-import com.heyu.api.data.utils.StringUtils;
+import com.heyu.api.request.certificate.BankCard2MetaRequest;
+import com.heyu.api.resp.certificate.BankCard2MetaResp;
 import com.heyu.api.tencent.handle.TBankCard2EVerificationHandle;
-import com.heyu.api.tencent.request.TBankCard2EVerificationRequest;
-import com.tencentcloudapi.faceid.v20180301.models.BankCard2EVerificationResponse;
 import lombok.extern.slf4j.Slf4j;
 import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.web.bind.annotation.RequestMapping;
@@ -78,22 +75,7 @@ public class BankCard2MetaController extends BaseController {
                 return R.ok().setData(bankCard2MetaResp);
             }
         }
-
-        TBankCard2EVerificationRequest tBankCard2EVerificationRequest = new TBankCard2EVerificationRequest();
-        tBankCard2EVerificationRequest.setBankCard(bankCard2MetaRequest.getBankCardNumber());
-        tBankCard2EVerificationRequest.setName(bankCard2MetaRequest.getRealName());
-        ApiR<BankCard2EVerificationResponse> tR = tBankCard2EVerificationHandle.handle(tBankCard2EVerificationRequest);
-        if (tR.isSuccess()) {
-            BankCard2EVerificationResponse bankCard2EVerificationResponse = tR.getData();
-            // '0': '认证通过'。
-            if (StringUtils.equals(bankCard2EVerificationResponse.getResult(), "0")) {
-
-                bankCard2MetaResp.setCheckResult(ApiConstants.SUCCESS);
-                bankCard2MetaResp.setDesc(bankCard2EVerificationResponse.getResult());
-                return R.ok().setData(bankCard2MetaResp);
-            }
-        }
-        return R.error(tR.getErrorMsg());
+        return R.error(aR.getErrorMsg());
     }
 
 
diff --git a/api-web/api-interface/src/main/java/com/heyu/api/controller/bankcard/BankCard3MetaController.java b/api-web/api-interface/src/main/java/com/heyu/api/controller/bankcard/BankCard3MetaController.java
index 3167f3b..9688930 100644
--- a/api-web/api-interface/src/main/java/com/heyu/api/controller/bankcard/BankCard3MetaController.java
+++ b/api-web/api-interface/src/main/java/com/heyu/api/controller/bankcard/BankCard3MetaController.java
@@ -6,24 +6,25 @@ import com.aliyun.cloudauth20190307.models.BankMetaVerifyResponseBody;
 import com.heyu.api.alibaba.handle.common.text.ABankMetaVerifyHandle;
 import com.heyu.api.alibaba.request.common.text.ABankMetaVerifyRequest;
 import com.heyu.api.controller.BaseController;
-import com.heyu.api.request.certificate.BankCard3MetaRequest;
-import com.heyu.api.resp.certificate.BankCard2MetaResp;
 import com.heyu.api.data.annotation.CacheResult;
 import com.heyu.api.data.annotation.NotIntercept;
 import com.heyu.api.data.constants.ApiConstants;
 import com.heyu.api.data.utils.ApiR;
 import com.heyu.api.data.utils.R;
-import com.heyu.api.data.utils.StringUtils;
+import com.heyu.api.request.certificate.BankCard3MetaRequest;
+import com.heyu.api.resp.certificate.BankCard2MetaResp;
 import com.heyu.api.tencent.handle.TBankCard3EVerificationHandle;
-import com.heyu.api.tencent.request.TBankCard3EVerificationRequest;
-import com.tencentcloudapi.faceid.v20180301.models.BankCardVerificationResponse;
 import lombok.extern.slf4j.Slf4j;
 import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.web.bind.annotation.RequestMapping;
 import org.springframework.web.bind.annotation.RestController;
 
 /***
- * 识别身份证
+ *  银行卡三要素核验
+ *
+ * * https://console.cloud.tencent.com/api/explorer?Product=faceid&Version=2018-03-01&Action=BankCard2EVerification
+ *  *
+ *  *银行卡二要素核验
  */
 @Slf4j
 @RestController
@@ -37,17 +38,19 @@ public class BankCard3MetaController extends BaseController {
     @Autowired
     private TBankCard3EVerificationHandle tBankCard3EVerificationHandle;
 
-
+    //  http://localhost:8888/bank/card/3/verify?bankCardNumber=6214855713516769&realName=瞿贻晓&idCardNumber=430529199209255030
     @RequestMapping("/verify")
     @CacheResult(exclude = {"验证中心服务繁忙","验证次数超限，请次日重试"})
     public R verify(BankCard3MetaRequest bankCard3MetaRequest) {
         BankCard2MetaResp bankCard2MetaResp = new BankCard2MetaResp();
         ABankMetaVerifyRequest abankMetaVerifyRequest = new ABankMetaVerifyRequest();
+
         abankMetaVerifyRequest.setBankCard(bankCard3MetaRequest.getBankCardNumber());
         abankMetaVerifyRequest.setUserName(bankCard3MetaRequest.getRealName());
-        abankMetaVerifyRequest.setProductType(ApiConstants.BANK_CARD_3_META);
         abankMetaVerifyRequest.setIdentifyNum(bankCard3MetaRequest.getIdCardNumber());
 
+        abankMetaVerifyRequest.setProductType(ApiConstants.BANK_CARD_3_META);
+
         ApiR<BankMetaVerifyResponse> aR = aBankMetaVerifyHandle.handle(abankMetaVerifyRequest);
         if (aR.isSuccess() && isSuccessStatusCode(aR.getData().getStatusCode())) {
             BankMetaVerifyResponse bankMetaVerifyResponse = aR.getData();
@@ -59,29 +62,12 @@ public class BankCard3MetaController extends BaseController {
                 }else{
                     bankCard2MetaResp.setCheckResult(ApiConstants.FAILED);
                 }
-
                 bankCard2MetaResp.setDesc(ApiConstants.aliErrCodeMap.get(bankMetaVerifyResponseBodyResultObject.getSubCode()));
                 return R.ok().setData(bankCard2MetaResp);
             }
         }
 
-        TBankCard3EVerificationRequest tBankCard3EVerificationRequest = new TBankCard3EVerificationRequest();
-        tBankCard3EVerificationRequest.setIdCard(bankCard3MetaRequest.getIdCardNumber());
-        tBankCard3EVerificationRequest.setBankCard(bankCard3MetaRequest.getBankCardNumber());
-        tBankCard3EVerificationRequest.setName(bankCard3MetaRequest.getRealName());
-
-        ApiR<BankCardVerificationResponse> tR = tBankCard3EVerificationHandle.handle(tBankCard3EVerificationRequest);
-        if(tR.isSuccess()){
-            BankCardVerificationResponse bankCardVerificationResponse =  tR.getData();
-            // '0': '认证通过'。
-            if (StringUtils.equals(bankCardVerificationResponse.getResult(), "0")) {
-
-                bankCard2MetaResp.setCheckResult(ApiConstants.SUCCESS);
-                bankCard2MetaResp.setDesc(bankCardVerificationResponse.getResult());
-                return R.ok().setData(bankCard2MetaResp);
-            }
-        }
-        return R.error();
+        return R.error(aR.getErrorMsg());
     }